Help Section
BETA - Still Building Content

What would you like help with?

Enter a keyword or phrase

Matching Help Articles

The Power of Identity (“Becoming Someone Who…”)

Discover James Clear’s idea of “becoming someone who…” and how your archetype can shape the identity you want to grow into, one small action at a time.
Read
CLOSE X

The Power of Identity (“Becoming Someone Who…”)

One of the most powerful ideas from James Clear’s Atomic Habits is the concept of identity-based change. Rather than focusing on outcomes (“I want to run a marathon”), you focus on the kind of person you want to become.

This starts with a simple phrase:

“I want to become someone who…”

Your archetype in the Goal Planner gives you a starting point for this identity. For example:

Essentialist: “I want to become someone who protects my time and prioritises what matters.”

Explorer: “I want to become someone who says yes to new experiences.”

Architect: “I want to become someone who builds meaningful long-term achievements.”

Deep-Root: “I want to become someone who shows up for my relationships.”

Alchemist: “I want to become someone who expresses creativity every day.”

Identity works because it shifts your behaviour at the deepest level. Instead of forcing yourself to act differently, you begin acting in alignment with who you believe you are.

Why Identity Matters in the Goal Planner

When you choose goals or micro-habits, they reinforce a new identity one small step at a time:

• Every action is a vote for the person you’re becoming.

• Small wins make the identity feel real.

• Over time, your choices, routines, and lifestyle naturally shift to match your self-image.

This is why the Goal Planner doesn’t just ask what you want to do — it helps you become someone who naturally lives the way you aspire to.

momentum

What Are Micro-Habits?

Learn how tiny 1–3 minute actions can create big lifestyle change. Inspired by Atomic Habits, micro-habits make progress simple, sustainable, and motivating.
Read
CLOSE X

What Are Micro-Habits?

Micro-habits are small, easy actions you can complete in 1–3 minutes — tiny steps that build momentum without overwhelming you. Instead of aiming for big, dramatic changes, micro-habits help you make progress in the simplest possible way.

This idea comes from James Clear’s bestselling book Atomic Habits, which shows that meaningful change happens through small, consistent actions repeated over time. A micro-habit removes friction. It’s so easy you can’t talk yourself out of it.

Why We Use Micro-Habits

Micro-habits are built into the Goal Planner for three reasons:

• They create early wins. A tiny action done today is better than a grand plan postponed.

• They’re sustainable. You can repeat them almost every day without effort or motivation.

• They build identity. Every tiny habit reinforces the person you want to become.

Examples of Micro-Habits

• One minute of grounding breathing in the morning

• Writing one sentence in a journal

• Sending a single message to strengthen a relationship

• Tidying one small area instead of the whole room

Micro-habits lower the barrier to getting started — and once you start, momentum takes over.

quiz,archetype,swipe,goals,blueprint , actions, vision, progress

How the Lifestyle Goal Planner Works

More detailed instructions on how to use your Lifestyle Goal Planner
Read
CLOSE X

How the Lifestyle Goal Planner Works

The Goal Planner helps you clarify what matters most and turn it into a simple, motivating lifestyle blueprint you can return to anytime. It takes just a couple of minutes to get started.

1. Take the 2-Minute Lifestyle Quiz

Begin with a short, intuitive quiz that identifies your personal Lifestyle Archetype — a snapshot of what energises you, how you make decisions, and the environments where you thrive. This helps us tailor suggestions that align with who you really are.

2. Explore Curated Goal Suggestions

Once your archetype is revealed, you’ll see a hand-picked set of lifestyle goals designed specifically for people like you. Each one appears as a clean, swipeable card — simply swipe right to add it to your plan or swipe left to pass.
Think of it as a personalised goal gallery, built entirely around your values and preferences.

3. Build Your Lifestyle Blueprint

Your swiped goals automatically create a Lifestyle Blueprint — a simple, visual plan split into two parts:

  • Current Actions:     Practical goals you can begin now, each paired with a small, 2–5 minute micro-habit  to help you take consistent action without overwhelm.
        Example: “Improve wellbeing” → micro-habit: a 3-minute morning  grounding check-in.
  • Vision Board:     Longer-term ideas and aspirations you want to keep in view for the future.  These goals inspire direction without the pressure of acting immediately.

4. Save, Print, and Revisit Anytime

You can save your blueprint, print it out, or return to it whenever you want. Your progress is always available, making it easy to refine your plan as your life evolves.

IMPORTANT - to save your Lifestyle Blueprint and access it from any device, just set up a free RetirePlan account for secure storage.

Browse the Article Library

Articles are presented latest first.
Select a category or leave blank for all articles

Search Box

Filter by Category: click to select

Travel & Adventure
Travel & Adventure
January 2, 2026

A Long Weekend in Porto

Discover the charm of Portugal’s second city
Read More
Pensions & Finance
Pensions & Finance
December 29, 2025

IHT Changes Explainer

From 6 April 2027, proposed reforms will bring all pensions into the estate for IHT purposes. This guide sets out what’s changing, who is affected, and the strategies you can use to adapt.
Read More
Lifestyle Planning
Lifestyle Planning
December 29, 2025

Staying Connected

The heart of a happy retirementMore time, fewer connections — it’s a reality many face after leaving work.But friendship, community, and shared experiences aren’t just “nice to have” — they’re vital for happiness, health, and a sense of purpose. We’ll inspire you with ways to keep your social world vibrant, your mind engaged, and your heart full — so you stay connected, supported, and part of something bigger.
Read More
Travel & Adventure
Travel & Adventure
December 29, 2025

A Long Weekend In Lyon

Read More
Health & Fitness
Health & Fitness
December 29, 2025

Cholesterol: What You Need to Know

what we know—and what’s changing fast—about cholesterol, statins, and the future of cardiovascular prevention.
Read More
Lifestyle Planning
Lifestyle Planning
December 29, 2025

Financial Security

The best retirements aren’t just well-lived — they’re well-planned. When you feel confident about your finances, you’re free to focus on the life you want to lead. We’ll help you understand your options, make the most of your pensions, savings, and investments, and create a plan that fits your lifestyle and goals. Clear, simple, and built around you.
Read More
Pensions & Finance
Pensions & Finance
December 29, 2025

IHT Latest Thinking

The winds of change are blowing through the UK's fiscal landscape, and a long-standing feature of estate planning – the inheritance tax gifting allowance – may be about to be swept up in the storm.
Read More
Pensions & Finance
Pensions & Finance
December 29, 2025

MPs Call for Overhaul of Lifetime ISA (LISA)

A major parliamentary report has called into question whether the Lifetime ISA (LISA) is truly fit for purpose
Read More
Lifestyle Planning
Lifestyle Planning
December 29, 2025

Purpose & Lifestyle

Your career may have defined you — but it doesn’t have to define what comes next.‍Shape your lifestyle and purpose now, so retirement becomes a launchpad, not a question mark.From bold adventures to everyday joys, from learning something new to giving back — we’ll help you create a life you love, on your terms
Read More
Passions & Pursuits
Passions & Pursuits
December 29, 2025

Heat Pumps That Cool Too

homes need to be both warm and cool—and doing that efficiently matters more than ever.
Read More
Pensions & Finance
Pensions & Finance
December 29, 2025

Finance Dashboard

Key Economic Indicators - Your Monthly Roundup of the Latest Financial Indicators
Read More
Health & Fitness
Health & Fitness
December 1, 2025

Too Busy to Work Out? How 5-Minute Bursts Can Transform Your Health

Read More
Health & Fitness
Health & Fitness
November 18, 2025

Get Ready for the Slopes

Transform your ski experience with our "Ski-ready GUIDE," the essential pre-habilitation program designed to build a stronger, injury-resilient body for the slopes. Discover the four pillars of ski fitness—strength, core stability, agility, and endurance—along with a comprehensive six-week workout plan that ensures you glide effortlessly from the first chair to the last run. Don’t let injury sideline your adventure; Prepare your body now and conquer the mountain with confidence.
Read More
Lifestyle Planning
Lifestyle Planning
November 18, 2025

Retire To The Sun

Read More
Pensions & Finance
Pensions & Finance
August 11, 2025

Managing Your Pension Fund Investment Profile

Your DC pension is a powerful investment tool for your future, but it needs your attention to reach its full potential. By actively managing your pension, you're not just saving—you're investing in a more secure and prosperous retirement.
Read More
Pensions & Finance
Pensions & Finance
August 11, 2025

The Retirement Illusion

Retirement should be designed — not drifted into. “87% of UK adults have clear aspirations for retirement — but only 15% have a plan to afford them.” – Barnett Waddingham, The At Retirement Reckoning (2025)
Read More
Health & Fitness
Health & Fitness
August 11, 2025

The Real Power of Walking

You don’t need fancy gear, a gym membership, or hours of free time. A pair of comfortable shoes and a commitment to move with intention are all it takes
Read More
Health & Fitness
Health & Fitness
August 11, 2025

We Don’t Age Gradually, We Age in Waves

Understanding when these bursts happen allows us to intervene early, at the times when lifestyle changes may have the biggest payoff.
Read More
Lifestyle Planning
Lifestyle Planning
August 11, 2025

Are You Retirement Ready?

True readiness goes beyond just money. This is a quick self-check—not a test, but a chance to reflect on how prepared you are for the next exciting phase of life.
Read More
Pensions & Finance
Pensions & Finance
August 9, 2025

Risk Management in Retirement

Understand the key risks that can erode pension income over time and how to structure withdrawals to manage them.
Read More
Lifestyle Planning
Lifestyle Planning
July 5, 2025

The Role of Mindfulness in Lifestyle Planning

Mindfulness enhances lifestyle planning by promoting intentional living and awareness.
Read More
Lifestyle Planning
Lifestyle Planning
July 5, 2025

Creating a Balanced Lifestyle

A balanced lifestyle is key to well-being; prioritize self-care and set boundaries.
Read More
Lifestyle Planning
Lifestyle Planning
July 5, 2025

Adapting Your Lifestyle to Change

Adapting to change is essential for growth; stay open-minded and reassess your goals.
Read More

Pension Planning Knowledge Base

Contact information