Are You Retirement Ready?
True readiness goes beyond just money. This is a quick self-check—not a test, but a chance to reflect on how prepared you are for the next exciting phase of life.
A 3-Pillar Check-In for Life After Work
If you’re in your 50s or early 60s, retirement might still feel a little way off—but it’s probably popping up more and more in conversation, and maybe even on your mental to-do list.
But what does it really mean to be ready for retirement?
At RetirePlan, we believe true readiness goes beyond money. It’s about setting yourself up to live well across three key areas:
- Financial Security
- Purpose and Lifestyle
- Staying Connected
This blog post explores each of these pillars. Think of it as a quick self-check—not a test, but a chance to reflect on how prepared you are for the next exciting phase of life.
Pillar 1: Financial Security
Retirement should be a time of freedom, not financial worry. That’s why the first pillar is all about confidence in your future finances.
Ask yourself:
- Do I know what income I’ll have in retirement (pensions, savings, other sources)?
- Have I checked my State Pension forecast?
- Do I have a clear plan for covering my day-to-day expenses—and any unexpected ones?
💡 Tip: You don’t need a fortune to retire well. But having a plan and understanding your numbers can bring real peace of mind.
Pillar 2: Purpose and Lifestyle
Once work fades away, what will fill your days? Retirement isn’t just about rest—it’s about rediscovery.
Questions to consider:
- Have I thought about how I’ll spend my time when I retire?
- Are there passions, hobbies, or side projects I want to explore?
- Do I want to travel, volunteer, start something new, or just enjoy more time outdoors?
- Am I investing in my health and wellbeing now to enjoy life later?
💡 Tip: A meaningful retirement doesn’t just happen—it’s something you create. Staying active, curious and healthy makes all the difference.
Pillar 3: Staying Connected
The third pillar is all about people. It’s easy to underestimate how much work structures our social lives. So what happens when the job goes away?
Ask yourself:
- Do I have good friends or family connections outside of work?
- Have I talked to those close to me about my retirement hopes?
- Am I involved in clubs, groups, or volunteering?
💡 Tip: Social connection is one of the biggest factors in long-term happiness. Retirement is the perfect time to reconnect—or branch out.
So—Are You Retirement-Ready?
You don’t need to have all the answers. But starting to ask these questions puts you ahead of the curve.
At RetirePlan, we’re here to help you build a future you’re excited about—secure, purposeful, and connected.
👉 Stay tuned for our upcoming Retirement Readiness Quiz to help you explore your personal readiness in more depth.
Because retirement isn’t the end of the story—it’s your next great chapter.
