Terms & Conditions

1. About RetirePlan

RetirePlan provides educational information, tools, and resources relating to retirement planning. We are not regulated financial advisers and nothing on this site is personal financial advice.

2. Eligibility & acceptable use

• Use the site lawfully and respectfully.
• Do not attempt to hack, disrupt, or misuse our services.
• Provide accurate information when registering.

3. Accounts & security

Some features require login via Logto. You are responsible for safeguarding your credentials and for activity on your account.

4. Intellectual property

All content, tools, and code are owned by Vadercom Limited or its licensors and are protected by intellectual property laws. You may not reproduce or distribute content without prior written permission.

5. Educational use & disclaimers

• Content and calculators are for general information only and do not consider your personal circumstances.
• Figures are illustrative; outcomes are not guaranteed.
• Seek advice from a qualified independent financial adviser before making financial decisions.

6. Limitation of liability

To the fullest extent permitted by law, we exclude liability for any indirect, consequential, or special loss, and for loss of profits, revenue, data, or goodwill arising from use of the site or reliance on its content.

7. Third-party links & services

We link to and integrate with third parties (e.g., BookFunnel, Brevo). Your use of those services is governed by their terms and privacy policies. We are not responsible for their content or availability.

8. Privacy & cookies

Your personal data is handled under our Privacy Policy, which forms part of these Terms.

9. Suspension/termination

We may suspend or terminate access for breach of these Terms, misuse, or legal/operational reasons.

10. Governing law & jurisdiction

These Terms are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction.

11. Company details & contact

RetirePlan is a division of Vadercom Limited (Company No: [insert number]).
Business address: Old Schoolhouse, 12b Chapel Street, Berkhamsted, Hertfordshire, HP4 2EA, United Kingdom.
Email: hello@retireplan.co.uk

12. Changes to these Terms

We may update these Terms; the current version will be posted here with the effective date above.