RetirePlan is committed to providing high-quality retirement planning tools and lifestyle guidance free of charge to our users. Core features - including the Lifestyle Goals Planner and Lifestyle Finance Planner - are, and always will be, free to use.
To fund the development of the platform, we offer optional premium subscriptions, giving access to advanced features like Ask the Expert and personalised Plan Summary reports, as well as encrypted cloud storage and premium support. If you find RetirePlan valuable, upgrading to premium is one of the best ways to support its continued development — though it's entirely optional.
This page explains how we fund RetirePlan today, and how we intend to do so as the platform grows.
Premium Subscriptions
Our primary source of revenue is premium subscriptions. These unlock optional extras for users who want more from their planning, and supports the development and growth of the platform.
Affiliate Links (Future)
We do not currently use affiliate links. In future, we may introduce them — for example, linking to relevant providers of products or services, where doing so could genuinely help our users.
If we ever receive a commission from a provider through these links, it will come at no additional cost to you, and we will always disclose it clearly wherever it appears.
Editorial Integrity
Any future commercial partnerships will not determine our editorial views. Our aim is to produce balanced, educational content that helps readers understand their options — not to promote one provider over another. We do not provide personal financial advice or individual product recommendations.
No Financial Advice
RetirePlan is an educational and lifestyle planning platform. We are not authorised or regulated by the Financial Conduct Authority (FCA) and do not provide regulated financial advice. Content, tools, and modelling outputs are illustrative and informational only. Users should carry out their own research and seek regulated advice where appropriate before making financial decisions.
Transparency Commitment
We believe transparency builds trust. If we ever introduce affiliate links, sponsored content, or paid partnerships, we will always make this clear at the point they appear. If you have questions about how RetirePlan is funded, you're welcome to contact us directly.