Why RetirePlan?
The retirement planning platform that puts your life first
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The Problem We Solve
Traditional Retirement Planning is Broken
Three Pain Points:
It's All About Money: Most retirement tools ask "How much do you have?" before "What do you want to do?" The result? Plans that hit financial targets but miss the point of retirement entirely.
It's Fragmented: Your workplace pension is in one place, your personal pension somewhere else, your State Pension on yet another website. Making senseof it all is a full-time job.
It's One-Size-Fits-All: Generic calculators that assume everyone wants the same retirement. But your retirement should be as unique as you are.
The RetirePlan Difference
A Better Way to Plan Your Future
1. Lifestyle-Led Planning.
We start with what you want to do in retirement - travel, hobbies, time with family, new experiences. Then we build the financial plan around your aspirations, not the other way round.
2. All Your Pension and Investment Information in One Place.
Whether you have DB pensions, DC pots, or multiple workplace schemes, RetirePlan brings them all together so you can seethe complete picture.
Note: This is about guidance and information, not actual funds - we do not advise or participate in pension transfers or fund management. Always consult a regulated adviser for any important fund decisions.
3. Comprehensive Modelling.
Model different retirement scenarios: early retirement, phased retirement, part-time work, relocating abroad. See exactly how each decision impacts your financial security and lifestyle.
4. Life Events Planning.
Major purchases, family support, travel adventures, home renovations - plan for the life events that matter and see how they fit into your retirement budget.
5. Expert Content.
Ascent Magazine, pension guides, and our rapidly expanding resource library provide insights, inspiration, and practical guidance for every aspect of retirement and lifestyle planning.
6. No Hidden Agenda. We're not selling financial products. We're not commission-driven. RetirePlan is a lifestyle planning tool, pure and simple. Your decisions, your future.
How It Works
Your Path to Retirement Confidence
Step 1. Define Your Lifestyle Goals:
Life is for Living! Use our aspiration tools to explore, identify and summarise your life goals - starting now and extending into your retirement. We guide you quickly and easily through personally matched choices from hundreds of activities, themes, and lifestyle goals to build your unique vision board. Yours to evolve as your life evolves - not just a one-time list.
Step 2. Build Your Financial Picture:
Add your pensions, savings and investments, expected income. It's easy - our calculators do all the complex modelling for you.
Step3. Create Your Plan
See your projected retirement income, explore different scenarios, and understand your options. Adjust and refine until it feels right.
Step 4. Track and Adapt as Life Evolves.
Your plan should evolve too. Update your plan as circumstances change, track your progress, and stay on course. RetirePlan will be with you all the way.
Who RetirePlan is For?
Built for Your Stage of Life
Forward Thinkers (Under 45)
You're in your early career but don’t want to work forever to build a big enough pot. You want to ensure that you can retire comfortably, when it suits you. That’s smart thinking– and remember you can model different types of savings and investments - not just pensions – it’s up to you.
If you have a target in mind - say a £1m pot, or to retire early, RetirePlan can be used to show you what you need to do to achieve it - and to track your progress as life evolves.
Early Planners (45-55)
You're thinking ahead but retirement still feels distant. Use RetirePlan to explore possibilities, understand your pension options, and make informed decisions about your contributions. RetirePlan shows you how to use all the ‘free money’ from the taxman and/or your employer to build your reserves fast.
Active Planners (55-65) Retirement is on the horizon. You need detailed modelling, scenario planning, and confidence that your finances will support your lifestyle. RetirePlan gives you that clarity.
Recent Retirees (65+) You've made the transition from accumulation to careful distribution. Now you need to manage your income, plan your spending, and make your money last.
Drawdown or Annuity? Tax-free Lump Sum? Inheritance Tax implications? RetirePlan helps you plan your seqencing of income in the most sustainable and tax efficient way, helping you live confidently within your means and enjoying your new-found leisure time to the max.
Trust & Security - Your Data, Protected
Three Trust Elements:
Data Security: We don’t store highly sensitive data and never link your planning data with bank or investment accounts. Any planning data we do hold for you is encrypted and secured using industry-standard protocols. RetirePlan staff can’t see your plans - they are for your eyes only.
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Privacy First: We will never sell or share your data. We will never share your information with third parties. Your retirement plan is yours alone.
Transparent & Independent: No hidden fees, no product sales, no commission incentives. Just honest retirement planning tools.